Ludkins UK Middleman Service Bankrupt?

What can we expect if its bankrupcy? I mean, they do not own the cards. Surely PSA have to return the cards to their owners

Or will they wholesale the submission to cover Ludkins costs? That will be a huge issue as there is no way I can accept paying thousands in grading fees and losing my cards in the process while waiting 2 years. No matter the distance, I will come and collect

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