Daddy!!! 
Lump sum in every scenario. Spend, invest and hypothetical debts. Retirement is bleh.
The norwegian inheritance tax was removed in 2014 so thatâs not a concernâŠfor now. Theyâve fought over it for 211 years. I guess it could come and go a few times due to various political stances on nepotism and generational wealth, especially in these troubled times.
Lump sum as well. With that money I would pay off my current mortgage instantly. I understand that it is conventionally wiser with lower interest rates to invest but just wiping off all of my debt would bring in a lot more mental peace. The rest would be used to invest (maybe real estate) and in conventional investments.
Cheers!
You absolutely have to take the lump sum unless you donât trust your will power with the cash. The value of the dollar will have degraded too much over 10 years to make the annuity worth it. Especially not when you can lock in a 4.5% treasury right now for 10 years if you really want to.
I have no debt except a mortgage and have a good enough situation around retirement investing. My big financial issue is having to live too far outside of the city to afford to own a single family house. So Iâd pay off/sell my house and go pay cash for something in an area I want to live in.
UHG has been hammered this year, latest negative news is a Department of Justice probe into potential Medicare fraud.
What do you all think about this business, and the stock price? Is it oversold, or is this correction justified?
I think itâs really hard to think about company-specific corrections. Primarily I just think it doesnât mean much. For the insurance example, UHG sucks but theyre not the only scummy company out there. Is the price correction justified? Unclear. Overall if your company is based on making money by selectively covering medical care, and then you have serious allegations of fraudulent operation, yeah i kind of think it should go down
It has the lowest weekly RSI since October 2008. Insane
Sensei Amy, will you (as briefly as youâd like) teach the class about RSI?
I have been conditioned to buy the dip. Letâs see if I get wrecked. Sold a cash secured put and bought 2 long dated calls
Major technical price level at $242, it came down to $248ish today. Definitely very oversold, but it could be a long road to recovery, depending on all the problems fundamentally. From a purely technical stance I would be building a position at this price, but only if it stays above $242, otherwise Iâd be cautious and play it slowly.
It looks crazy until you zoom out and see that UNH only wiped out the gains since the pandemic. Some of that COVID parabolic growth was not going to be sustainable, even under perfect management and no abuse/fraud. Given the awful publicity and how much people hate health insurance companies, I think it can (and will) drop lower.
118.6M volume on 10.31M average is wild. People are obviously very excited.
